- Borrow between $200-$1300 *
- Easily apply online
- No credit pulls required
- Cash is automatically deposited into your checking account within as little as 30 minutes on regular business days.1
- Save on interest, you'll pay back your loan through 3 payments over 3 months
- Military borrowers can receive a discount
To learn more, view our frequently asked questions.
1 The funds may be deposited as quickly as 30 minutes during regular business days. If you complete the application outside of business hours, your funds may not be available in your account until the following business day.
*Checking account must be in good standing which is not in default of any loan obligation to Midland States Bank and not subject to any legal or administrative order or levy. You cannot have a charged-off account balance.
CashPlease® is a borrowing feature included with Midland States Bank’s Liv Everyday Checking account. Any joint account holder must be 18 or older and enrolled in Online Banking to use CashPlease®. With an eligible checking account open for 30 days or more, your ability to use CashPlease® and the amount you are able to borrow is based on your Midland checking account history, including but not limited to account balances, transactions, overdrafts and return history. An active or recent bankruptcy or other legal process may disqualify you. Although your credit score is not used to determine eligibility, once you borrow money using CashPlease®, your account and activity will be reported to the credit bureaus. CashPlease® may positively or negatively affect your credit score.
CashPlease® is subject to terms and conditions on your loan agreement. The minimum borrowing amount is $200. The maximum amount you may be eligible to borrow is $1,300. Your checking account’s overdraft limit, if applicable, is reduced when you have an outstanding CashPlease® balance.
You can use CashPlease® up to 3 times in a 6-month period. After one loan ends, you need to wait 1 business day before starting another. This break is considered a “cool-off period.”
Member FDIC
